You do not have time to visit a bank or payday loan company to apply for a payday loan? You do not have to do that! Now we can also apply for money on-line. When you have access to the internet, you can also get a payday loan in this way!
Online banking is an everyday reality. We use banking services not only on computers, but also on mobile devices. We can check the balance on your bank account, we can make transfers, but we can also enter into various agreements, for example to create a deposit, a new savings account or to take out a payday loan.
What’s more, non-bank companies also come out in front of the clients’ expectations. Currently, we can take in them not only payday payday loans, but also installment payday loans similar to those in banking.
How to get an on-line payday loan? We will also need a valid ID card to take out the payday loan online. We will also need to have a bank account to perform verification and to receive a transfer with money – preferably with on-line access. In addition, we should also have a mobile phone – it is used for contact during verification.
It is worth noting that depending on the chosen offer, the procedure may look a bit different. For example, a payday loan company can send us documents to be signed by a courier. Instead of on-line verification, we can also use the check – then we confirm our identity and at the same time we receive money . So let’s check how the payday loan process goes.
What conditions must be met to receive an on-line payday loan?
Payday loan companies and banks generally have similar conditions. However, the details may decide whether we will receive an online payday loan or not.
In the case of internet payday loans, there is no need to provide certificates and other documents confirming the income obtained. This is due to the fact that these are payday loans granted mainly for smaller amounts. For payday loan companies, this is up to around PLN 10,000. In the case of banks, it may be higher when we apply for a payday loan from your bank – then it examines the creditworthiness based on the account history analysis.
How fast can we have money from an on-line payday loan?
It all depends on what offer we decide. Bank payday loans in the bank where we have an account can often have a few minutes on the account. When we want to submit an online application for a payday loan from another bank, the time of granting it may extend to several days and we may be asked to complete the formalities in the facility.